Scholarship Calculator
Build a study funding plan from your own awards, loan assumptions and expected work earnings; income alone never creates aid.
Assumptions and limits
Enter annual cost and years, then add annual or one-time scholarship rows. Mark only awards you have confirmed. One-time amounts are spread evenly for planning, while course totals retain the original amount. Enter Pell/SEOG separately; EFC and family income are historical context only.
Loans and work earnings are separate from non-repayable aid. Unconfirmed rows remain scenarios. The gap cannot be negative; excess funding is a separate surplus. Coverage is capped at 100%, while the full aid amount remains visible.
Conditional Calculated Pell 2026–27 assumes eligibility: R = 7395 − supplied SAI. Test R ≥ 740 before rounding to the nearest $5, then cap at Pell COA without rounding again. Negative SAI, unknown eligibility and exact halfway ties require a confirmed award instead. SAI ≥ 14790 tests only the exclusion predicate without a Special Rule; it does not assess other pathways.
Course totals are calculated first; annual allocations are rounded half-up to cents for display. Annual display × years can differ by a few cents. Pell’s nearest-$5 reference is separate from this display rounding.
One-time $4000 over 4 years allocates $1000 per year and $4000 in total. Conditional SAI 1004, COA $10000: $6390; SAI 6655: $740; SAI 6656 fails Calculated Pell before rounding.
Remove a scholarship row to see its exact course contribution disappear. Compare confirmed aid with the wider scenario total before relying on the gap.
Amounts are calculated in this page and are not saved or sent by this calculator. Surrounding site services are separate.
Sources
Loans and work earnings are separate from non-repayable aid. Unconfirmed rows remain scenarios. The gap cannot be negative; excess funding is a separate surplus. Coverage is capped at 100%, while the full aid amount remains visible.
Funding plan, not an award decision
Conditional Calculated Pell 2026–27
Conditional Calculated Pell 2026–27 assumes eligibility: R = 7395 − supplied SAI. Test R ≥ 740 before rounding to the nearest $5, then cap at Pell COA without rounding again. Negative SAI, unknown eligibility and exact halfway ties require a confirmed award instead. SAI ≥ 14790 tests only the exclusion predicate without a Special Rule; it does not assess other pathways.
Scholarships & Grants
How to Cover Remaining
All study years
Confirmed aid per year: $
Funding surplus per year: $
All study years — Funding surplus for the full course: $
All study years — Work earnings (scenario): $
Pell + SEOG grants per year (scenario)
Loans and work earnings are separate from non-repayable aid. Unconfirmed rows remain scenarios. The gap cannot be negative; excess funding is a separate surplus. Coverage is capped at 100%, while the full aid amount remains visible.
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About Scholarship Calculator
Build a study funding plan from your own awards, loan assumptions and expected work earnings; income alone never creates aid.
One-time $4000 over 4 years allocates $1000 per year and $4000 in total. Conditional SAI 1004, COA $10000: $6390; SAI 6655: $740; SAI 6656 fails Calculated Pell before rounding.
This narrow reference cannot establish eligibility, Max Pell, Min Pell or Workforce Pell. A failed Calculated pathway does not rule out another pathway. Negative SAI, unknown eligibility or an unsupported halfway rounding case must use a confirmed award. Enrollment, other aid, lifetime use and school decisions are not determined.
Use Cases
How to use
Enter annual cost and years, then add annual or one-time scholarship rows. Mark only awards you have confirmed. One-time amounts are spread evenly for planning, while course totals retain the original amount. Enter Pell/SEOG separately; EFC and family income are historical context only.
Loans and work earnings are separate from non-repayable aid. Unconfirmed rows remain scenarios. The gap cannot be negative; excess funding is a separate surplus. Coverage is capped at 100%, while the full aid amount remains visible.
Pro Tips
- Remove a scholarship row to see its exact course contribution disappear. Compare confirmed aid with the wider scenario total before relying on the gap.
Troubleshooting
Does entering family income or EFC award a grant?
No. Neither produces an award here. Use school-confirmed Pell/SEOG amounts and confirmed scholarship rows for the confirmed total. EFC is historical and is not renamed SAI. Loans are repayable financing; work-study is earned income, not an automatic $3000 grant.
Why can the Pell reference show no amount?
This narrow reference cannot establish eligibility, Max Pell, Min Pell or Workforce Pell. A failed Calculated pathway does not rule out another pathway. Negative SAI, unknown eligibility or an unsupported halfway rounding case must use a confirmed award. Enrollment, other aid, lifetime use and school decisions are not determined.
Frequently Asked Questions
No. Neither produces an award here. Use school-confirmed Pell/SEOG amounts and confirmed scholarship rows for the confirmed total. EFC is historical and is not renamed SAI. Loans are repayable financing; work-study is earned income, not an automatic $3000 grant.
This narrow reference cannot establish eligibility, Max Pell, Min Pell or Workforce Pell. A failed Calculated pathway does not rule out another pathway. Negative SAI, unknown eligibility or an unsupported halfway rounding case must use a confirmed award. Enrollment, other aid, lifetime use and school decisions are not determined.