🏦
贷款计算器
计算贷款的月供和总利息
Monthly Payment
Total Payment
Total Interest
嵌入此工具
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ℹ️ 关于 Loan Calculator
Calculate loan payments, interest, and amortization schedules. Works for car loans, personal loans, and other fixed-rate loans. See total interest and payment breakdowns.
💡 使用场景
Planning car loan payments
Comparing personal loan options
Understanding monthly payment amounts
Calculating total interest paid
Creating repayment plans
📋 使用方法
1
Enter the loan amount
2
Set the interest rate (annual)
3
Enter the loan term in months or years
4
View monthly payment and total cost
💎 Pro Tips
- Shorter terms = more monthly but less total interest
- Compare total cost, not just monthly payment
- Consider making extra payments to save interest
❓ Frequently Asked Questions
Using standard amortization formula based on principal, rate, and term.
This calculator is for fixed rates. Variable rates can change over time.
Enter the total borrowed amount. Add fees to principal for accurate calculation.