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House Affordability Calculator
Find out how much house you can afford based on income, debts, and down payment. Calculate your home buying budget.
Car payments, student loans, etc.
Conservative (28%)
Aggressive (50%)
You Can Afford
Max Monthly Payment
Loan Amount
Comfortable
28% or less is recommended
Moderate
36% or less is recommended
Stretch
43% is the max for most loans
📊 messages.monthly_breakdown
Principal & Interest
Property Taxes
Home Insurance
PMI
Total Monthly
📈 DTI Analysis
Front-end DTI
Housing only
Back-end DTI
All Debts